Choosing the right investment products and safe sometimes are not easy to do. Moreover, in a less stable economic conditions. Some
people who have an optimistic attitude in looking at the economic
situation, would choose the investment in product stocks. But
not a few who look positively to the current economic situation, so
they thought it was better to put money on products deposit or bond. Well
for those of you who find it difficult to determine the appropriate
investment products, perhaps because you are also not a common
conjecture, of course, mutual fund products is a middle road.
According to the capital markets industry, rather than confused, puzzled a stand, choosing mutual fund products is the right step. Therefore, mutual funds can be flexible to the situation of market movements.Mutual funds, an investment product designed specifically to attract the investment community without having to sue investors play an active role in daily trading in the stock market.
If playing the stock screen requires you to continuously monitor and observe the movement of stocks that will require a special time, instead, invest in mutual fund products are not. Invest in mutual fund products means that you entrust your funds to be invested by investment managers. You simply specify the type of mutual funds, investment managers who will actively trading in the stock market. You as an investor are enough to monitor the development of your fund value.
In general, there are 5 types of mutual funds, namely equity funds, fixed income mutual funds, money market funds, mutual funds and index mutual funds are a mixture. Each of these types of mutual funds will be invested by the investment manager to the types of investment products. For example, stock mutual funds, investment managers will certainly be putting the funds invested an investor to stock products. Later the investment manager who will take action to buy and sell on the exchange floor. Mutual fund investors just enough to monitor developments. So also with other types of mautual funds, unless the mutual fund mix.Mutual funds are a mixture, a mutual fund that puts its investment funds on the capital market products, of course, with the amount varying portions. For example, a mutual fund product mix to offer the placement of investment funds in the stock by 30% and 70% of the rest in bonds.
Well, a mixture of mutual funds considered to be the most interesting instrument to invest when Composite Stock Price Index (CSPI) continued to strengthen in line with economic recovery.
According to President Director of PT Danareksa Investment Management John D items, in addition to a mixture of mutual funds, an attractive investment instrument is the money market funds. According to him, this type of mutual fund value is higher than the investment in time deposits and the risk will not be too high.The initial capital required to start investing in mutual funds is not great. Investors could begin to open an account with a small fund, then gradually added portfolio. If a large direct fear, for the initial Rp 250,000 is also quite good. Later installments every month.
However, investors should remain for a little wary of the negative sentiment that will hit Indonesia's investment climate this year. These factors, among others, rising world oil prices and inflationary potential is large enough. In addition, U.S. economic growth is not so exciting is also a negative sentiment towards Indonesia's investment climate. Inevitably, the U.S. economy is still very influential on us.
